Across the globe, small businesses aren’t given the finance they need to grow. We’re here to change that, by making finance accessible, quick and simple.
From accountants and jewellers to bakers and taxi drivers, we’ve helped thousands of businesses take their next step forward. Find out how we could help you, or join our team below.
Business owners are forward thinkers. They’re determined. They stand up to make a difference and work hard to make it happen. They create jobs, support local communities and drive the economy forward. That’s why we care about helping them, and why we focus 100% on supporting SMEs with finance.
Since 2010, we’ve been on a mission to transform small business lending. In the aftermath of the 2008 financial crisis, small businesses were underserved by traditional finance, leaving them without the funding they needed to grow.
We set out to change that with an innovative platform model. By leveraging diverse funding sources, we ensure there’s always capital available for those who need it. Our approach combines hassle-free applications, fast decisions, and outstanding customer service to make financing simple and accessible.
Together, we can help small businesses thrive—because their success fuels progress for everyone.
Our approach to earning is transparent and straightforward. When your loan is approved and ready for payout, we charge a simple, one-time approval fee. This fee helps cover the costs of evaluating and processing your loan application, ensuring we can continue to provide quick decisions and excellent customer service.
We don’t rely on hidden charges or recurring fees, so you can focus on growing your business with confidence. Our goal is to keep financing straightforward, fair, and tailored to your needs.
We’re Not a Bank—We’re a Smarter Way to Borrow
We operate as an innovative online lending platform, connecting small businesses in need of funding with investors looking to lend. Unlike traditional banks, we streamline the borrowing process, offering faster decisions and a more flexible experience.
By cutting out the inefficiencies of traditional banking, we make financing more accessible and straightforward. Our platform empowers small businesses to thrive while giving investors a reliable way to support growth in the real economy.
We’re not a bank—we’re a modern online lending platform designed for simplicity, speed, and flexibility. Here’s what sets us apart:
Direct Connections: Unlike banks, we connect small businesses directly with investors, bypassing traditional intermediaries. This approach ensures more efficient and accessible funding.
Fast and Hassle-Free: Traditional banks often have lengthy processes and rigid requirements. Our platform streamlines the application, delivers quick decisions, and focuses on what matters—your business potential.
Transparency: With us, there are no hidden fees or surprises. We charge a simple, one-time approval fee when your loan is ready for payout, making it easy to understand the costs upfront.
Focused on Small Businesses: While banks may prioritize larger clients, our mission is to support small businesses, providing the tailored funding they need to thrive.
We combine cutting-edge technology with personalized service to deliver a financing experience built around your needs—not a bank’s bureaucracy.
A Trusted Partner for Small Business Lending
Since our founding in 2010, Prime Lending has been committed to supporting the growth of small businesses across the UK. With billions of pounds lent to thousands of businesses, we’ve built a reputation for reliability and impact.
We are regulated by the Financial Conduct Authority (FCA), ensuring we meet the highest standards of transparency, fairness, and customer protection. Additionally, being listed on the USA Stock Exchange underscores our financial stability and global credibility, giving our customers and investors confidence in our operations.
At Prime Lending, our mission is to empower businesses with trusted, accessible financing solutions so they can thrive and drive economic growth.
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